HARBREX/ RESEARCH
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COVERAGE / CB / Financials

Chubb Ltd

Fire, Marine & Casualty Insurance

COVERAGE STATUSACTIVE
DATA THROUGH2025-12-31
RESEARCH REPORTS1
SELECTED FILINGS0

Fundamental matrix

Latest / 2025-12-31 · Prior / 2024-12-31 · USD · Annual periods

Revenue

$59.4bn

Prior / $55.75bn

Change / +6.54%

SOURCE / 2026-02-27

Operating income

Not available

Prior / Not available

Change / Unavailable

SOURCE / Not available

Net income

$10.31bn

Prior / $9.27bn

Change / +11.19%

SOURCE / 2026-02-27

Diluted EPS

$25.68

Prior / $22.70

Change / +13.13%

SOURCE / 2026-02-27

Free cash flow

Not available

Prior / Not available

Change / Unavailable

SOURCE / 2026-02-27

Gross margin

Not available

Prior / Not available

Change / Unavailable

SOURCE / Not available

Operating margin

Not available

Prior / Not available

Change / Unavailable

SOURCE / Not available

Return on avg. equity

14.97%

Prior / 15.01%

Change / -0.05 pp

SOURCE / 2026-02-27

Debt / equity

Not available

Prior / Not available

Change / Unavailable

SOURCE / Not available

ROE uses net income divided by average opening/closing equity. FCF = operating cash flow − selected capital expenditure. Debt/equity is unavailable because a verified interest-bearing-debt series is absent; total liabilities are not substituted for debt.

Inspect source tags, dates and accession numbers
{
  "revenue": {
    "start": "2025-01-01",
    "end": "2025-12-31",
    "val": 59402000000,
    "accn": "0000896159-26-000005",
    "fy": 2025,
    "fp": "FY",
    "form": "10-K",
    "filed": "2026-02-27",
    "frame": "CY2025",
    "tag": "us-gaap:Revenues",
    "unit": "USD"
  },
  "netIncome": {
    "start": "2025-01-01",
    "end": "2025-12-31",
    "val": 10310000000,
    "accn": "0000896159-26-000005",
    "fy": 2025,
    "fp": "FY",
    "form": "10-K",
    "filed": "2026-02-27",
    "frame": "CY2025",
    "tag": "us-gaap:NetIncomeLoss",
    "unit": "USD"
  },
  "eps": {
    "start": "2025-01-01",
    "end": "2025-12-31",
    "val": 25.68,
    "accn": "0000896159-26-000005",
    "fy": 2025,
    "fp": "FY",
    "form": "10-K",
    "filed": "2026-02-27",
    "frame": "CY2025",
    "tag": "us-gaap:EarningsPerShareDiluted",
    "unit": "USD/shares"
  },
  "operatingCashFlow": {
    "start": "2025-01-01",
    "end": "2025-12-31",
    "val": 12816000000,
    "accn": "0000896159-26-000005",
    "fy": 2025,
    "fp": "FY",
    "form": "10-K",
    "filed": "2026-02-27",
    "frame": "CY2025",
    "tag": "us-gaap:NetCashProvidedByUsedInOperatingActivities",
    "unit": "USD"
  },
  "totalAssets": {
    "end": "2025-12-31",
    "val": 272327000000,
    "accn": "0000896159-26-000005",
    "fy": 2025,
    "fp": "FY",
    "form": "10-K",
    "filed": "2026-02-27",
    "tag": "us-gaap:Assets",
    "unit": "USD"
  },
  "totalLiabilities": {
    "end": "2025-12-31",
    "val": 192548000000,
    "accn": "0000896159-26-000005",
    "fy": 2025,
    "fp": "FY",
    "form": "10-K",
    "filed": "2026-02-27",
    "tag": "us-gaap:Liabilities",
    "unit": "USD"
  },
  "shareholdersEquity": {
    "end": "2025-12-31",
    "val": 73757000000,
    "accn": "0000896159-26-000005",
    "fy": 2025,
    "fp": "FY",
    "form": "10-K",
    "filed": "2026-02-27",
    "tag": "us-gaap:StockholdersEquity",
    "unit": "USD"
  }
}

Financial trend system

Annual financial trends are summarized in the accessible table below.

Annual figures / accessible table
Period endRevenueNet incomeFree cash flowEPS
2025-12-31$59.4bn$10.31bnNot available$25.68
2024-12-31$55.75bn$9.27bnNot available$22.70
2023-12-31$49.74bn$9.03bnNot available$21.80
2022-12-31$43.1bn$5.25bnNot available$12.39

Valuation context

Historical snapshot / 2026-09-17. Annual accounting period / 2025-12-31. Not current, TTM or forward valuation.

Dated ratios / eligible same-method sector sample
MeasureSnapshot valueHistorical medianSector medianPeer count
P/E13.31xUnavailable18.76x10
P/SUnavailableUnavailable3.26x2
P/BUnavailableUnavailable5.21x2
EV / EBITDAUnavailableUnavailableUnavailable0
FCF yieldUnavailableUnavailable10.65%2

Annual denominators, not TTM or forward. Capitalization-based measures use estimated market capitalization from the dated quote snapshot. ADR/share-basis uncertainty is excluded. No comparable historical-multiple series or EV/EBITDA is available. Sector samples are equal-weight medians of this publication’s eligible covered companies; fiscal periods differ. No fair value or price target is implied.

Source: Yahoo Finance completed daily-bar snapshot; not live DAILY-BAR SOURCE ↗

Retained price snapshot and capitalization estimate
{
  "currentPrice": 341.9,
  "tradingDate": "2026-09-17",
  "marketCap": null,
  "source": "Yahoo Finance completed daily-bar snapshot; not live"
}

Company & operating context

Chubb Ltd is an SEC-reporting issuer listed on NYSE under CB. Its SEC industry description is Fire, Marine & Casualty Insurance. This profile organizes annual financial disclosures for research; sector labels are editorial groupings, not GICS classifications.

Banks, insurers, exchanges and asset managers earn income through different balance-sheet and fee models. Conventional industrial cash-flow ratios may not be economically comparable.

Segment-level revenue is not included in this standardized dataset. Consult the business and segment notes in the linked annual filing for the issuer’s actual reporting segments.

Filing timeline

No reading guide selected for this issuer. Annual sources remain linked below.

Research archive

HR-0034CBCompany Research

CB: reading the FY2025 financial structure ↗

Chubb Ltd

Research abstract

Annual revenue of USD 59.402 billion and net income of USD 10.310 billion for the period ended 2025-12-31.

DATA THROUGH2025-12-312 MIN READPUBLISHED 2026-09-26

Sector context & risk factors

Credit losses, deposit pricing, reserve assumptions, market liquidity and regulatory capital.

Net interest income, credit provisions, fee income, underwriting results and capital adequacy.

FINANCIALS SYSTEM ↗

Sources & dates